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Open navigation Personal Business Public Sector Search Search Field Search Cancel submit Solutions and Products Solutions Customer Credit Reporting IdSol1 Portfolio Management IdSol2 Digital Marketing IdSol3 Audience Segmentation for Digital Marketing IdSol4 Customer Acquisition IdSol5 Debt Recovery IdSol6 Fraud and Identity Solutions IdSol7 Customer Engagement Solutions IdSol8 Customer Analytics and Consulting IdSol9 Data Breach Services IdSol10 Healthcare Patient Access IdSol11 Healthcare Revenue Recovery IdSol12 Digital Lending IdSol13 Resident Quality Management IdSol14 Solutions for Small Business Customer Credit Reporting Our database contains more than 200 million files profiling nearly every credit-active consumer in the U.S. Portfolio Management Continuously monitor your risk, improve decisions, take action and increase profitability Digital Marketing Drive your business forward through addressable interactions with connected consumers Audience Segmentation for Digital Marketing Target your marketing efforts more precisely to drive growth. 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Customer Engagement Solutions TransUnion is your resource for guidance on growing your business through customer engagement Customer Analytics and Consulting Gain agility in your decision-making process through our powerful analytics Data Breach Services Equip your organization with a plan to respond to a data breach or fraud event quickly and effectively Healthcare Patient Access Improve the patient financial experience, streamline workflows and increase point-of-service collections Healthcare Revenue Recovery Capture hard-to-reach revenue to maximize reimbursements and improve your bottom line Digital Lending Replace traditional credit applications and deliver an intuitive, consumer-friendly digital workflow Resident Quality Management Best-in-class tools for driving profits throughout the entire resident journey Featured Products Consumer Connect Services IdProd1 CreditView Dashboard IdProd2 CreditVision Suite IdProd3 DecisionEdge IdProd4 Find My Offer IdProd5 IDVision Suite IdProd6 Insurance Discovery IdProd7 Patient Payment Estimation IdProd8 Prama Suite IdProd9 Prescreens IdProd10 Resident Screening IdProd11 Risk Verification Platform IdProd12 TLOxp IdProd13 View All Products Consumer Connect Services Get direct access to credit and non-credit data to create the right product suite for customers CreditView Dashboard Provide valuable credit education to your customers—and gain a competitive edge CreditVision Suite Gain a more complete view of consumers and their credit histories through greatly expanded information DecisionEdge Turn insights into smarter, more targeted and more actionable decisions Find My Offer Acquire new, profitable customers, or get more wallet share from existing customers IDVision Suite IDVision is a robust suite of solutions that enables you to make faster, more accurate decisions Insurance Discovery Identify hard-to-find health insurance coverage to maximize reimbursements Patient Payment Estimation Increase point-of-service collections and improve staff productivity with accurate patient payment estimates Prama Suite A transformational analytics environment that puts the power of our deep data at your fingertips Prescreens Develop and deploy more precise prescreen campaigns across traditional and digital channels Resident Screening Avoid skips, evictions and other bad resident outcomes within the multi-family market Risk Verification Platform Identify potential rate evasion before it impacts your book TLOxp Get a 360° view of people and businesses with one streamlined investigative risk-management tool Industries Auto Lending IdInd1 Capital Markets IdInd2 Collections IdInd3 Communications IdInd4 Credit Unions IdInd5 Financial Institutions IdInd6 FinTech IdInd7 Healthcare IdInd8 Insurance IdInd9 Media IdInd10 Mortgage IdInd11 Property Management IdInd12 Public Sector IdInd13 Retail/eCommerce IdInd14 Short-term Lending IdInd15 Auto Lending Access strategic auto finance solutions to find likely buyers, make loans more competitive and lower your risk Capital Markets Foster greater investor confidence by analyzing and optimizing loan portfolios Collections Access tools and strategies to locate the right individuals and businesses for more efficient collections Communications Target and engage new prospects, generate valuable, new insights, and enhance the customer experience Credit Unions Expand your credit union’s lending and risk capabilities with a trusted partner Financial Institutions Powerful tools to optimize efficiency, minimize risk and gain deeper consumer insights for better decisioning FinTech Be at the forefront of lending innovation by turning data into action Healthcare Better predict cash flow, maximize reimbursements & deliver a more efficient, stress-free patient experience. Insurance Improve policy pricing and underwriting decisions, identify potential fraud and gain consumer insights Media Comprehensive identity and people-based marketing solutions to enable addressable interactions Mortgage Build a Better Understanding of Homebuyers Property Management Expert solutions designed to help you manage processes across the entire resident quality management lifecycle Public Sector Make informed decisions with superior data assets, analytics and the insights to combat fraud, waste and abuse Retail/eCommerce Provide smooth customer experiences while effectively detecting potential fraudulent activity Short-term Lending Assess consumers' ability to repay and grow your business Insights and Events About Blog | Business Login Auditz Client Portal Client Technical Services eScan Client Portal FactorTrust Healthcare Solutions Portal Partner Portal STINGRAY Login TLOxp User Login TransUnion ResidentScreening TransUnion Direct TransUnion SmartMove TransUnion Background Data TruAudience® Platform | United States Search Field Search Search submit Contact Us Are you a consumer or customer looking for the FactorTrust login? We're here to help > Short-term Lending Industry Understand consumers' ability to pay and grow your business Find Your Solution Acquire more customers Use alternative credit data to find more profitable new customers in the market for a short-term loan Better predict first-payment defaults in the short-term market Use consumer credit behavior to understand likelihood to go delinquent and underwrite risk Power underwriting models Make more profitable risk decisions using short-term lending and alternative credit trends Gain insights on subprime consumers from more than 100 million short-term transaction records Combine alternative credit data with trended data to score 95% of the U.S. population and segment consumers by risk Protect against fraud Quickly verify consumer identities and stay ahead of evolving fraud practices Protect your profitability by detecting instances of fraud before they impact losses Authenticate consumers and mitigate risk Reduce losses Continuously monitor your risk, take action and help increase profitability Gain a 360° view of members with risk management and skip tracing tools Improve your collections cycle and help increase revenue, while minimizing risks Alternative lending trends Stay informed about consumers with short-term loans of alternative credit consumers have a near prime or better credit score* U.S. consumers are considered underbanked** of alternative credit market participants have open traditional credit products* tag. For a yellow button use class "btn-primary" on the tag. For a white button use class "tui-white-btn" on the tag. -- Short-term lending strategies during economic stress Watch Now Short-term Lending Solutions f...